Sample Loan Application Letter

When an applicant wishes to seek monetary help in the form of a loan, most often based on the property mortgage, a loan application must be prepared. Given that it is a request, the letter’s tone should be kind throughout its whole.

You may convince a bank manager or a corporation to grant you a loan by writing an effective application letter with the help of the hints and examples that are provided below.

Sample Loan Application Letter Writing Tips:

  • Because the letter asking for a loan is professional, the wording and words you use in it should be selected very carefully.
  • The language that is chosen needs to be easy to grasp.
  • The message that you provide in the letter has to be concise and uncomplicated.

Sample Loan Application Letter Template

Use our free Sample Loan Application Letter to help you get started. Download the .doc or pdf file and customize it. If you need additional help or more examples, check out some of the sample letters below.


__________ (Branch Manager’s name)
__________ (Branch address)


______________ (Your name)
______________ (Your address)

Date __________ (date of writing letter)

Dear Mr. /Ms_____________ (name of the concerned person),

I have a savings account in your bank with account no._________ for the past …………… years. I want to apply for a ……………..(type of loan) loan for ………………….(state purpose) .

If you can inform me about the details and formalities required for seeking the loan, I shall make all the arrangements and meet you at the earliest.

Looking forward to meeting you,

Thanking you,

Yours Sincerely,

___________ (Your name)

Sample Loan Application Letter Sample, Email and Example/Format



Aman Kumar

234 Brown Central Office,



The Branch Manager, 

HDFC Bank, 

G.T Road Branch, 


22th March 2022

Subject: Loan application letter

Dear Sir/Madam,

I have a savings account in your bank for the last five years. I want to avail a home loan from your bank. I would like to know the details to seek a home loan from your bank.

I am a salaried employee, and I work for a central government organisation as a research scientist. You can verify my salary certificate and other details.

As the home loan interest rates have down, I would like to utilise this opportunity to buy a house. I have already booked a flat in Banjara Hills Hyderabad, and I need about Rs 35 lakhs as the loan amount. With my pay scale, I think I am eligible to seek a loan for this amount.

If you can send your representative to my place, we can discuss and finalise the loan. I shall keep all the documents ready so that there will not be a delay in processing the loan.

Looking forward to hearing from you,


Yours Sincerely,


Also See: Apology Letter

Email Format

A loan application letter is written to ask for financial credit service on some secured mortgage basis. As it is our requirement, the words should be so humble and sincere that the banker or the lender acquires total trust on the applicant.

A loan application letter helps the loan applicant to appeal for the various types of loans whichever he wishes to depending upon certain conditions.

Dear ...,

I have sent this letter to you to explain my reasons behind requesting a loan modification on my mortgage. I wish to purchase a Mercedes Benz 300 Limousine costing Rs 56 lakhs. I am seeking an interest reduction down to 6.25% from my current 8.80%. I feel it is a fair percentage for you, and it is just within my means.

Without a reduction on the interest, I will not be able to afford the monthly payments. I have to choose between a loan modification and a foreclosure. I would far prefer the former, and you probably would as well. 6.25% is the most I will be able to manage, even if I cut all of my expenses out of the picture. Please consider my application seriously, and I hope to hear more from you on the matter.

Yours Faithfully,


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